Below Market Property purchases can qualify for No or Minimal Deposits

Did you know that a High-Leverage Bridging Loans can be used in funding for property investors, developers, and professional landlords.

In summary, a high-leverage bridging loan is a short-term loan used primarily in improving the value of a building or site, where the borrower receives a large proportion (high leverage) of the property’s value or more, sometimes even including 100% of the purchase price if additional security is provided. High-leverage bridging and light refurb loans are designed to unlock capital for property acquisitions and soft refurbishments.

Fast & Flexible
An example from Golden Trust Capital of a High-Leverage Bridging Loans is that terms can be organised within 24 hours of receiving a proposal, and self-funded structure means they're not beholden to slow credit committees. This allows them to move quickly and decisively, especially in time-sensitive or distressed situations. Lending against both residential and commercial assets, and also support:
- Refinances out of receivership:
- Historic insolvency or distressed situations
- Foreign nationals with no UK presence (subject to structure and leverage)
- This is unregulated lending, typically working B2B, though lending to individuals is possible if unregulated criteria are met.

Example of Headline Terms available include:
- Rates from 0.79% to 1.35% pcm (typically 0.85%–1.35%)
- Loan sizes from £500,000 to £5,000,000
- Up to 100% of purchase price on below-market-value (BMV) deals
- 85–90% net day one lending, with 100% of refurbishment costs covered

Maximum Terms are typically 12 months:
- No red book valuation, as appraisals done in-house by a former RICS valuer at GTC
- In-house legal services for faster completions
- No upfront valuation or commitment fees – only legal fees payable day one
- No monitoring fees

Ready to Apply for a High-Leverage Bridging Loan?

If you’re interested in learning more about High-Leverage Bridging Loans, email Christopher May on [email protected] or book a meeting here > goldentrust.youcanbook.me

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